Many older adults choose to retire in North Carolina for its moderate cost of living, four-season climate, and access to strong healthcare. They then focus on the Monroe area because of its calm, rural feel while still being close to the major city of Charlotte for all the conveniences it offers. At TerraBella Indian Trail in Monroe, residents can enjoy the best of senior living, with assisted living and memory care communities both on one site.
AARP reported that in 2024, 6.7% of all retirement moves were to North Carolina. While the state boasts many excellent retirement spots, few offer the blend of country and city that Monroe does. You may come to agree that TerraBella Indian Trail is the perfect spot for aging well in the South.
There are three main reasons why many folks choose North Carolina as the perfect spot to spend their golden years.
First, compared with many other coastal or Northeastern states, North Carolina's living costs are often lower, and the tax regime is more favorable to seniors. Secondly, in major cities like Charlotte, there are excellent hospitals, putting you close to world-class healthcare.
Finally, North Carolina offers a fantastic way of life. In line with its southern location, it is known for great food, friendly people, and a more relaxed way of life.
North Carolina is a medium-sized yet diverse state, stretching from the Atlantic coast in the east to the Nantahala National Forest in the west. A key attraction is North Carolina's retiree-friendly tax policies. There is no tax on Social Security benefits; other income is taxed at a flat rate of 4.5%, and there are no state estate taxes.
With major cities like Raleigh, Durham, Fayetteville, and Charlotte, how can you choose the best spot to spend your golden years?
For many seniors, a mild climate with distinct seasons is very important. While Raleigh and Durham experience very hot, humid summers, Charlotte is known for its year-round mild climate, perfect for retirees.
Retirement offers many seniors the chance to indulge one of life's greatest pleasures: fine dining. Charlotte offers a wide range of excellent dining options, perfect when you want to get out and experience the finer things in life.
While Charlotte offers big city living at its finest, many retirees are looking for somewhere more cozy to put down roots.
Close enough to Charlotte to access its amenities, yet far enough away to have its own identity, Monroe combines old-world, small-town charm with a friendly community and lots of outdoor activities.
Lake Monroe Park is great for leisurely days of walking, boating, picnicking, and fishing. Monroe's historic downtown regularly hosts cultural events, festivals, and farmers' markets, so there's always something to look forward to.
With a welcoming community, friendly atmosphere, and easy access to big city amenities, it's tough to find a more ideal location than Monroe for aging well in the South.
Choosing the right state and city to call home is the first step. After settling on North Carolina living, you need to evaluate senior lifestyle options and choose a retirement community that meets your needs and makes you feel right at home.
At TerraBella Indian Trail, we have two outstanding options: assisted living and memory care.
Our assisted living community is perfect for older adults who cherish their independence but need help with one or two aspects of daily living. This may be moving around their home, getting into and out of bed, or getting dressed in the morning. Our well-trained and compassionate team of caregivers is on hand 24/7 to ensure you enjoy a safe, happy, and dignified retirement in Monroe, NC.
Memory care is for seniors with dementia and other memory challenges. It enables your beloved relative to receive personalized care that adapts to their needs over time. We provide enriching activities each day that keep seniors engaged and connected to others.
Our community amenities include an activity calendar that changes each month and is full of engaging events for seniors to enjoy. These include exercise classes, themed parties, games and puzzles, educational experiences, and more! We have a dedicated craft room that is used for many of these engaging activities.
We believe in a holistic approach to senior living. So every aspect of our residents' well-being, including their social, emotional, and spiritual happiness, is considered.
North Carolina is known for its excellent cooking, and our community is no exception. Our chef-led team prepares delicious meals using the freshest ingredients. Expect local and international favorites freshly prepared each day.
Retirement is a time to enjoy doing the things you love, not doing the cleaning, cooking, and ironing! All our residents enjoy housekeeping and laundry services, and our restaurant-style dining provides three meals each day.
This means our residents have more time for socializing, exploring new hobbies, keeping fit, and getting out into the local community than ever before.
Another service our residents love is our on-site beauty shop and barber service. There is no need to leave our community to look and feel your best. We assist our residents in accessing these services whenever they like, helping boost their confidence and keep a spring in their step.
If you've decided to retire in North Carolina, you've made a great choice. A welcoming atmosphere, slower pace of life, and outstanding community amenities await you. And as mentioned in our discussion of Charlotte, fine food is also coming your way!
At TerrBella Indian Trail, we pride ourselves on the quality of the nutritious and delicious meals we prepare for our residents. Our kitchen is chef-led, allowing us to provide a restaurant-style experience every day of the week.
Come and discover for yourself how delicious and satisfying life at TerraBella Indian Trail can be. Schedule a tour today!